The threat of terrorist attack will continue to pose a major risk to the insurance industry into the near future. This publication describes how the terrorism landscape is changing, and how such changes are reflected in version 2 of the RMS™ U. S. Terrorism Risk Model. It surveys the opinions of the team of RMS modeling specialists and external experts, providing background to the key methodologies and assumptions that underlie the RMS model. The RMS U.S.Terrorism Risk Model provides a comprehensive look at terrorism risk in the U.S., quantifying risk from both foreign and domestic terrorist organizations. It supports multi-line risk analysis for both certified and non-certified events impacting property, business interruption, workers compensation, life, personal accident, and accidental death and dismemberment insurance.

Reprinted with Permission from Risk Management Solutions, Inc